Farm fires can be traumatic particularly when they involve the loss of livestock. Following notification of a fire on Christmas Eve, our adjusters attended a high health status pig farm where a farrowing house had suffered severe damage.
Sadly a number of breeding sows died together with their progeny. Experience in dealing with incidents of this nature enabled our adjusters to understand the impact of the incident on both the Policyholder’s ability to operate and the longer term performance of the closed herd. We initiated post-loss assistance in sourcing replacement temporary structures to minimise the short-term impacts to the business. Detailed discussions coupled with retained specialist advice facilitated negotiations, which led to the agreement of appropriate strategies with the Policyholder to minimise the impact of the loss of breeding animals.
Our proactive interventions on the claim resulted in six figure savings for the insurers and helped the insured’s business return to optimum production in the shortest possible time.